Posted by: China Moon | May 14, 2007

It’s HERE!

The Current Issue of the Market Source Newsletter IS HERE!

Topics include:

 …Single family resales were down only 5.5% for the entire market, and 6.2% in Dane County…

…Only 152 of the condos on the market today are listed for more than $500,000.  Over half (1310, or 54%) are listed for under $200,000… 

…the days of inventory currently on the market for combined single family and condos have fallen over the last 3 months on a seasonally adjusted basis (about 21.3%…)

…The crisis in sub prime lending

…Strategies for Buyers and Sellers AND the 6-month Trend Watch

READ IT TODAY!

2007 1st Quarter Newsletter (Volume 2 Issue 1)

 

Posted by: China Moon | April 27, 2007

Top Three …

According to recent sellers the Top Three Methods they use to Sell their Home

  • Referred by (or is) a friend, neighbor, or relative40%
  • Used agent previously to buy or sell a house – 27%
  • Personal contact by agent, i.e. email, website, phone, etc. – 7%

What you sellers want the most from a Professional Real Estate Agent

  • Help find a buyer for home – 27%
  • Help sell the home within a specific time frame – 27%
  • Help seller to price home competitively – 25%

Top three (3) methods Real Estate Agents use to market a sellers Home

  • OTHER Top Producing Realtors – 79%
  • Internet – 71%
  • Yard Sign – 67%

Where do you fit in?

What’s important to YOU as a Serious Seller?

Posted by: China Moon | April 9, 2007

Buyer Agency News: Informational Read

…I saw this in the Real Estate Journal and thought I’d share it with you in case you missed it:

“… Janet Branton, a senior vice president at NAR, says buyers have a right to an agent who makes them feel comfortable and will represent them competently. But out of courtesy, you should inform agents if you no longer want to work with them.”

 

“… Shop around for agents until you find the right one for you, and don’t let anyone guilt-trip you into a relationship that makes you uncomfortable.”

Read the entire article here: Finding the Best Match When Shopping for a Buyer Agent by: June Fletcher

 Have a GREAT WEEK PEOPLE!

 

 

Posted by: China Moon | March 14, 2007

Mazomanie Trivia Tid-Bits

This village is about 19 miles from Waunakee (my residence); it’s close to Middleton, Cross Plains and a whisper away from Black Earth. It was named after the Minnesota Sioux Wah-pah-coota band Chief Mazomani (“Iron that Walks”).

This small town currently houses about 1500 people along with various businesses including John Wick homes, Synergy Web Graphics and Sunny Industries just to name a triple… Today, there are 141 homes and lots for sale. If you enjoy a small quiet town and would like to live or commute this short drive, you know who to call for more information…

Ciao!

~China Moon

Visit China TODAY! www.SmokeSignalHomes.com

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Posted by: China Moon | March 12, 2007

“Octobers Lender Post” REPEAT per Your request

Good Monday Morning People…

Here is a post of mine from back in October; many of you found it interesting AND helpful. I am reposting per your request and for the new people who’re new to the SmokeSignalHomes.WordPress.com site. Welcome, enjoy, learn and YES you can ask me questions!

I am on my way to the radio station to record my 30 second promo on the ‘The Pulse‘; Ciao!

~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~

Your relationship with a lender can potentially last 30 years. That’s a long time to be unhappy. To find a lender and loan that fit your needs, ask lending companies the following:

1. What are the most popular mortgage loans you make? Why?

2. Which type of mortgage plan do you think would suit us? Why?

3. Are your rates, terms, fees, and closing costs negotiable?

4. Will I have to buy private mortgage insurance? If so, how much will it cost, and how long will it be required? PMI is usually required if you put down less than 20 percent. Most lenders will let you discontinue the policy when you reach 20 percent equity by paying down the loan. But you’ll likely have to initiate that change. Lenders are required to cancel your PMI only when you reach 22 percent equity.

5. Who’ll service the loan—your bank or another company?

6. What escrow requirements do you have? Examples: number of days in advance of closing that money has to be deposited; form money must be in, such as cashier’s check.

7. How long is your lock-in period (the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if rates drop during this time?

8. How long will the loan approval process take?

9. How long will it take to close the loan?

10. Are there any charges or penalties for prepaying the loan?

Just as when you’re selecting a Realtor®, lenders should not shy you away from asking questions.

Remember, the squeaky wheel gets the oil.

Ciao

~China Moon, Realtor®

“Have you been to China?”

Visit China online at: www.SmokeSignalHomes.com ::: Middleton WI 53562 or call 608. 831. 3234

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