Posted by: China Moon | December 5, 2006

Food, SHELTER, clothing, income

…our four basic needs. How average or extravagant these are depends on YOU.

I have an excellent eye and unique work ethic that I’ve the opportunity to share. It’s almost 2007 and in about 6 weeks many will be tired of the snow and will be looking towards greener pastures, new places and SPRING. All this shopping and caroling and road rage on SUVs chocked full of packages is going to get real old, real fast.

Me a scrooge? Hardly. I have a handsome better half and a soon to be 12 year old daughter and we’re all in the holiday spirit ourselves. It’s just funny how fast we ‘turn over a new leaf’ and jump to the next season, holiday, etc. As soon as January 1st is over and done with you’ll venture into Target or Walgreens or somewhere and see Valentines day signs.

Well, today is Tuesday, December 5th, 2006 and some are still thinking that they will lose money if they decide to make their home purchase. Now. While rates are what; 5.87%. Let’s take a closer look; If you’ve been watching a lot of HGTV you may want to take a listen here more closely…

I’m speaking of Wisconsin here. If you’re here short term: i.e. due to a job transfer, family situation, etc. buying a house just to sell it in 2 or 3 years may not be to your best advantage.

However, if you’re starting a family; doing the ‘condo thing’ due to newly empty nesters, expanding by bringing in more children or parents, etc. i.e. you’ve a long term plan to be in the house say 5, 7-10 years, you should feel pretty safe.

Think about the above. We all need these four things to survive within this day and age.

SHELTER is a given. It’s to your advantage to invest once you’ve thought about it. Yes, purchasing a home is a major decision. OF COURSE. But you’ve always got to look at the big picture. Once you begin to build equity you can reinvest that into say, an investment property. (i.e. have others pay YOU rent for a change.)

So, if the time is right for you and you’re thinking long term; make the plunge and purchase. Or, as a buyer you can wait for a sellers market and pay more for an okay house instead of less now for that current ‘dream home.’

As always, I welcome your comments.

~China Moon, REALTOR®

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